From our previous experience, there is no fundamental knowledge about the correct coverage in case of accidents on the track.
Consequences of an accident in the form of disability or other impairments are not forseenable or appreciable. Highly recommended by us is to effect an private insurance for accidents with special bike sports stipulation, which include the participation at motorbike events with achieving high speed (especially in free practice and race sessions / challenges). This extension is not within the standard policies and have to be negotiated individually.
Normally, medical treatment costs will be covered from the statutory or private health insurances, but please check it once again with your insurance broker to make it sure.
For the participation in foreign countries, it’s recommended by us to cover a special travel health insurance on top your standard one with transfer-home agreement.